Free Oregon Paycheck Calculator

Portland, Oregon skyline with Mount Hood seen from Pittock Mansion
Photo: King of Hearts / Wikimedia Commons, CC BY-SA 4.0

Published: 5 November 2026  ·  Updated: 5 November 2026

A single filer on $75,000 in Oregon keeps about $56,537.75 per year — $4,711.48 per month after 2026 federal tax, FICA and Oregon's progressive 4.75%–9.9% state tax. Oregon has no sales tax at all — but its income tax is one of the highest in the country. Enter your salary below.

MixKhazana · Quick answer

Oregon taxes pay hard and shopping not at all. Four brackets from 4.75% to 9.9%, with the top rate starting at just $125,000 — so on $75,000 you lose $5,054.75 to Salem, while the till takes nothing extra. High earners who save do better across the river in Washington.

Researched by MixKhazana Team · Last updated 5 November 2026 · Data: Oregon Dept. of Revenue 2026 Publication OR-ESTIMATE + withholding formulas, IRS Rev. Proc. 2025-32 (tax year 2026), SSA 2026 wage base

Your salary before any deductions.
Example: With the defaults — $75,000 salary, single, monthly — federal income tax is $7,670, Social Security $4,650, Medicare $1,087.50 and Oregon tax is $5,054.75 (bracket tax $5,317.75 on $64,420 of Oregon taxable income, minus the $263 exemption credit), leaving take-home pay of $56,537.75 per year ($4,711.48 per month). Full walkthrough below.
Estimate only — not tax advice. Simplified 2026 model: single/MFJ federal brackets with the standard deduction, Social Security to the $184,500 wage base, Medicare 1.45%, Oregon brackets on salary minus the Oregon standard deduction and the federal-tax subtraction (capped at $8,750), minus the $263 / $526 exemption credit. It omits the federal-tax subtraction phase-out above $125,000 AGI, Portland Metro and Multnomah County local taxes, pre-tax 401(k)/HSA contributions and credits. Official sources: Oregon Department of Revenue 2026 Publication OR-ESTIMATE and withholding formulas, IRS Rev. Proc. 2025-32, SSA 2026 COLA fact sheet.

How to use

  1. Enter your annual gross salary in dollars.
  2. Choose your filing status — single or married filing jointly.
  3. Pick your pay frequency — monthly, biweekly, semi-monthly or weekly.
  4. Click Calculate My Oregon Paycheck for your take-home per paycheck, month and year.

How it works

Oregon is the only West Coast state that taxes income hard and shopping not at all. Its four progressive brackets run from 4.75% to 9.9% — and the top rate starts at just $125,000 of taxable income for a single filer, far lower than California's 13.3% threshold of over $1 million. Only the slice inside each bracket pays that bracket's rate: on $75,000 you pay 4.75% on the first $4,550, 6.75% on the next $6,850, and 8.75% on the rest. Compare it with our Washington paycheck calculator — no income tax at all, but sales tax at the till — or with California to see a different high-tax trade-off.

Oregon's math has three features other states do not. First, before the brackets apply, Oregon subtracts its own standard deduction — $2,910 single, $5,820 joint in 2026 — and the federal income tax you paid, capped at $8,750. Second, it gives a $263 personal exemption credit per person, subtracted from the tax itself rather than from income. Third, there is no sales tax anywhere in the state, which is why Oregonians near the border shop at home and Washingtonians cross the river to shop in Oregon. The result on $75,000: Oregon taxable income of $64,420, bracket tax of $5,317.75, minus the $263 credit — $5,054.75, a figure that matches published 2026 Oregon tax tables for the same salary.

The formula is: Oregon taxable income = salary − Oregon standard deduction − federal tax (capped at $8,750), then Oregon tax = 4.75% × slice to $4,550 + 6.75% × slice to $11,400 + 8.75% × slice to $125,000 + 9.9% × slice above − $263 credit (single; thresholds doubled for joint filers). Federal tax uses the 2026 brackets with the $16,100 standard deduction (single), Social Security is 6.2% up to the $184,500 wage base, and Medicare is 1.45% of all wages. Portland-area workers should add the Metro 1% and Multnomah County 1.5%/3% local taxes on income above $125,000 — this calculator names them but does not model them.

Worked example

Jordan, single, earns $75,000 in Portland and is paid monthly in 2026:

  • Taxable income (federal): $75,000 − $16,100 = $58,900
  • Federal tax: 10% × $12,400 = $1,240; 12% × $38,000 = $4,560; 22% × $8,500 = $1,870 → $7,670
  • Social Security: 6.2% × $75,000 = $4,650; Medicare: 1.45% × $75,000 = $1,087.50
  • Oregon taxable income: $75,000 − $2,910 − $7,670 (federal-tax subtraction) = $64,420
  • Oregon tax: 4.75% × $4,550 = $216.13; 6.75% × $6,850 = $462.38; 8.75% × $53,020 = $4,639.25 → $5,317.75 − $263 credit = $5,054.75
  • Oregon sales tax: $0 — none, anywhere in the state
  • Take-home: $56,537.75/year — $4,711.48/month, about 75.4% of gross

Try a married filing jointly return in the widget: the standard deduction doubles to $5,820, the brackets double, and the exemption credit doubles to $526.

Figures used here

Figure2026 value
Bracket 1 (single)4.75% to $4,550
Bracket 2 (single)6.75% to $11,400
Bracket 3 (single)8.75% to $125,000
Bracket 4 (single)9.9% above $125,000
Standard deduction (single / MFJ)$2,910 / $5,820
Federal-tax subtraction cap$8,750
Exemption credit (per person)$263
State sales tax0% — none

Frequently asked questions

How much is a $75,000 salary after tax in Oregon in 2026?

On a $75,000 salary in Oregon in 2026, a single filer keeps about $56,537.75 per year — $4,711.48 per month. Deductions are federal tax of $7,670, FICA of $5,737.50 and Oregon tax of $5,054.75. Oregon has no sales tax, so there is no extra tax at the checkout. Enter your own salary in the calculator above for a personal estimate.

What are the Oregon income tax brackets for 2026?

Oregon has four progressive brackets for 2026: 4.75% on taxable income up to $4,550, 6.75% from $4,550 to $11,400, 8.75% from $11,400 to $125,000, and 9.9% above $125,000 for single filers. Married filing jointly thresholds are doubled ($9,100, $22,800 and $250,000). Only the slice inside each bracket pays that bracket's rate.

What is the Oregon standard deduction for 2026?

The Oregon standard deduction for 2026 is $2,910 for single filers and $5,820 for married filing jointly. Oregon also subtracts your federal income tax (capped at $8,750) before applying the brackets, and gives a $263 personal exemption credit per person — all three are modelled in this calculator.

Does Oregon have a sales tax?

No — Oregon is one of only five US states with no state or local sales tax at all. That is the trade-off for its high income tax: you pay more on your paycheck and nothing extra at the register. Washington, just across the Columbia River, has no income tax but charges sales tax instead.

Do I pay extra local income tax in Portland?

Possibly, and this calculator does not model it. The Portland Metro district adds a 1% Supportive Housing Services tax on income above $128,000 (single) for 2026, and Multnomah County adds a Preschool for All tax of 1.5% above $125,000 (single), rising to 3% above $250,000. Outside the Portland metro area there is no local income tax.

Is Oregon better or worse than Washington for take-home pay?

Worse on the paycheck: on $75,000, an Oregon single filer pays $5,054.75 in state tax that a Washington worker never sees, leaving about $5,055 a year less. Washington makes it back at the checkout with sales tax, so the real comparison depends on how much you spend — high earners who save a lot usually do better in Washington.

What official sources are the 2026 Oregon figures based on?

The 4.75%, 6.75%, 8.75% and 9.9% brackets, the $2,910 / $5,820 standard deduction, the $8,750 federal-tax subtraction cap and the $263 exemption credit come from the Oregon Department of Revenue's 2026 Publication OR-ESTIMATE and withholding tax formulas, the federal brackets and $16,100 standard deduction from IRS Rev. Proc. 2025-32, and the $184,500 Social Security wage base from the SSA.

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Your next step

Now compare: see the same salary in Washington (no income tax) or Massachusetts (flat 5%), or check what Washington charges at the till with the Washington sales tax calculator.

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Note: Estimate only — not tax advice. Simplified 2026 model: single/MFJ federal brackets with the standard deduction, Social Security to the $184,500 wage base, Medicare 1.45% (+0.9% over $200k single / $250k MFJ not modelled), Oregon brackets on salary minus the Oregon standard deduction and the federal-tax subtraction (capped at $8,750), minus the $263 / $526 exemption credit (credit only below $100,000 / $200,000 AGI). It omits the federal-tax subtraction phase-out above $125,000 AGI, Portland Metro and Multnomah County local taxes, pre-tax 401(k)/HSA contributions and credits. Official sources: Oregon Department of Revenue 2026 Publication OR-ESTIMATE and withholding formulas, IRS Rev. Proc. 2025-32, SSA 2026 COLA fact sheet.