Free Indiana Paycheck Calculator 2026
Published: 11 November 2026 · Updated: 11 November 2026
A single filer on a $75,000 salary in Indianapolis keeps about $57,915 per year — $2,227 per biweekly paycheck after 2026 federal tax, FICA, Indiana's flat state tax and Marion County tax. Enter your own salary below.
Indiana's state tax is simple — the county tax is the surprise. The state charges one flat 2.95% rate, but all 92 counties add their own tax on top, from 0.5% to 3.0%. An Indianapolis worker pays 4.97% combined; a worker in Porter County pays just 3.45%. Most calculators show only the state rate and understate the bill by up to $2,000 a year.
Researched by MixKhazana Team · Last updated 11 November 2026 · Data: Indiana Department of Revenue, Departmental Notice #1 (2026); Indiana Code 6-3-2-1; IRS Rev. Proc. 2025-32; SSA 2026 COLA fact sheet
How to use
- Enter your annual gross salary in dollars.
- Pick your filing status — single or married filing jointly.
- Choose your pay frequency — monthly, biweekly or weekly.
- Enter your county income tax rate — 2.02% for Marion County (Indianapolis) is pre-filled; change it to your own county's rate.
- Click the button for your take-home per paycheck and year.
How it works
Four taxes come out of an Indiana paycheck. First, federal income tax: subtract the $16,100 standard deduction for single filers ($32,200 joint), then pay 10% on the first $12,400 of taxable income, 12% up to $50,400, 22% up to $105,700, and so on through the seven 2026 brackets. Second, FICA: 6.2% Social Security on the first $184,500 of wages plus 1.45% Medicare on all wages, with an extra 0.9% Medicare above $200,000 (single) or $250,000 (joint). Third, Indiana state tax: one flat rate of 2.95% on Indiana adjusted gross income — your federal AGI minus the $1,000 personal exemption (and $1,500 per dependent). Fourth, county tax: every one of Indiana's 92 counties levies its own rate, set by the county where you lived on January 1, from 0.5% in Porter County to 3.0% in Randolph County.
Indiana's rate is on a legislated glide path down: 3.15% in 2023, 3.05% in 2024, 3.00% in 2025, 2.95% in 2026 and 2.90% in 2027 under House Bill 1001. That makes Indiana one of the lowest-tax states in the Midwest — but the county layer means the real bill depends on where you live. A worker in Hamilton County (Carmel/Fishers, 1.1%) pays a combined 4.05%; the same salary in Randolph County costs 5.95%. Compare with our Ohio paycheck calculator or our Illinois paycheck calculator — both neighbours tax the same salary differently.
Worked example
Jordan, single, earns $75,000 in Indianapolis (Marion County) and is paid biweekly in 2026:
- Federal tax: ($75,000 − $16,100) = $58,900 taxable; 10% × $12,400 + 12% × $38,000 + 22% × $8,500 = $7,670
- FICA: 6.2% × $75,000 + 1.45% × $75,000 = $5,737.50
- Indiana state tax: 2.95% × ($75,000 − $1,000) = $2,183
- Marion County tax: 2.02% × $74,000 = $1,494.80
- Take-home: $57,914.70/year — $2,227.49 per biweekly paycheck, about 77.2% of gross
The same $75,000 in Porter County (0.5%) keeps $1,124.80 more a year — $2,270.75 per paycheck. Change the county rate above to see your own county's figure.
2026 figures used here
| Figure | 2026 value |
|---|---|
| Indiana state rate | 2.95% flat (all income) |
| County tax range | 0.5% – 3.0% (all 92 counties) |
| Marion County (Indianapolis) | 2.02% |
| Personal exemption | $1,000 per person |
| Federal standard deduction | $16,100 single / $32,200 joint |
| Social Security wage base | $184,500 |
Frequently asked questions
How much is a $75,000 salary after tax in Indiana in 2026?
A single filer on $75,000 in Indianapolis (Marion County) in 2026 keeps about $57,915 a year — $2,227 per biweekly paycheck. Deductions are federal tax $7,670, FICA $5,738, Indiana state tax $2,183 and Marion County tax $1,495. Enter your own salary and county rate in the calculator above.
What is Indiana's income tax rate in 2026?
Indiana charges a single flat rate of 2.95% on all individual taxable income for 2026 — no brackets, no phase-outs. The rate has been stepping down under a 2023 law: 3.15% in 2023, 3.05% in 2024, 3.00% in 2025, 2.95% in 2026, and 2.90% in 2027.
What is Indiana county income tax?
All 92 Indiana counties levy their own income tax on top of the state rate, ranging from 0.5% in Porter County to 3.0% in Randolph County. Marion County (Indianapolis) charges 2.02%, Hamilton County (Carmel/Fishers) 1.1% and Allen County (Fort Wayne) 1.59%. Your rate is set by the county where you lived on January 1.
How much county tax do I pay in Indianapolis?
Marion County charges 2.02% in 2026. On a $75,000 salary the county tax is 2.02% of $74,000 (after the $1,000 personal exemption), which is $1,494.80 a year. Combined with the 2.95% state rate, an Indianapolis resident pays 4.97% to Indiana and the county.
Does Indiana tax Social Security benefits?
No. Indiana does not tax Social Security benefits at any income level — they are fully exempt from Indiana state income tax. This calculator covers working wages, not retirement benefits.
Is Indiana take-home pay higher than Illinois or Ohio?
Usually yes. Indiana's combined state-plus-county rate runs 3.45% to 5.95% depending on the county, while Illinois charges a flat 4.95% state rate and Ohio's graduated scale reaches 3.99% plus local taxes in many cities. Run the same salary through our Illinois and Ohio paycheck calculators to compare line by line.
What official sources are the 2026 Indiana figures based on?
The 2.95% flat rate comes from Indiana Code 6-3-2-1 as amended by House Bill 1001 (2023), confirmed by the Indiana Department of Revenue's Departmental Notice #1, which also sets the county rates (0.5% to 3.0%) and the $1,000 personal exemption. Federal brackets and the $16,100 single standard deduction come from IRS Revenue Procedure 2025-32, and the $184,500 Social Security wage base from the Social Security Administration's 2026 COLA fact sheet.