Published: 31 October 2026 · Updated: 31 October 2026
A single filer on a $75,000 salary in Virginia keeps about $58,094 per year — $4,841 per month after 2026 federal tax, FICA and Virginia state tax. Virginia's top 5.75% rate starts at just $17,000 of taxable income, so most workers pay it on most of their pay. Enter your own salary below.
Virginia paychecks carry three deductions: federal tax, FICA, and Virginia state tax at 2%, 3%, 5% and 5.75%. Because the top bracket starts so low, Virginia feels almost flat for full-time workers — the calculator below shows exactly how much each layer takes.
Researched by MixKhazana Team · Last updated 31 October 2026 · Data: Virginia Department of Taxation 2026 brackets (2%–5.75%), IRS Rev. Proc. 2025-32 (tax year 2026), SSA 2026 wage base $184,500
This calculator estimates take-home pay for a Virginia worker in 2026 across all three deduction layers: federal income tax, FICA (Social Security and Medicare), and Virginia state income tax. Virginia uses four graduated brackets — 2% on the first $3,000 of taxable income, 3% up to $5,000, 5% up to $17,000, and 5.75% above — and those thresholds have not been indexed for inflation in decades, which is why the top rate reaches most full-time workers. Virginia also gives a 2026 standard deduction of $8,750 for single filers and $17,500 for married couples filing jointly, plus a $930 personal exemption per person, and it does not tax Social Security benefits. There is no local income tax anywhere in Virginia, so the state layer is the same whether you work in Richmond, Arlington or Virginia Beach — unlike the sales-tax map, which varies by locality.
Virginia taxable income = Gross salary − Virginia standard deduction ($8,750 single / $17,500 joint in 2026) − personal exemption ($930 per person). Virginia tax = 2% × first $3,000 + 3% × next $2,000 + 5% × next $12,000 + 5.75% × everything above $17,000 — that first $17,000 always costs exactly $720. Federal tax uses the same progressive method on salary minus the federal standard deduction ($16,100 single / $32,200 joint), and FICA adds 6.2% Social Security on the first $184,500 plus 1.45% Medicare on all wages. Take-home = Gross − Federal tax − FICA − Virginia tax. Only the slice of income inside each bracket pays that bracket's rate, in both tax systems.
Jordan, single, earns $75,000 in Richmond and is paid monthly in 2026:
Compare Texas on the same salary: the only difference is Virginia's $3,498.40 state tax, which is exactly what a Texas worker keeps. Try the widget with a biweekly schedule to see each paycheck.
| Figure | 2026 value |
|---|---|
| Virginia standard deduction (single / joint) | $8,750 / $17,500 |
| Virginia personal exemption | $930 per person |
| Virginia brackets | 2% / 3% / 5% / 5.75% (top above $17,000) |
| Federal standard deduction (single / joint) | $16,100 / $32,200 |
| Social Security / Medicare | 6.2% to $184,500 / 1.45% all wages |
| Virginia local income tax | None |
On a $75,000 salary in Virginia in 2026, a single filer keeps about $58,094 per year — $4,841 per month. The deductions are federal income tax of $7,670, FICA of $5,737.50 and Virginia state tax of $3,498.40. Enter your own salary in the calculator above for a personal estimate.
Virginia has four brackets on taxable income: 2% on the first $3,000, 3% on income from $3,000 to $5,000, 5% from $5,000 to $17,000, and 5.75% above $17,000. The tax on the first $17,000 is always $720. The brackets apply to every filing status and have not been indexed for inflation in decades.
Virginia's standard deduction for 2026 is $8,750 for single filers and $17,500 for married couples filing jointly. On top of that, each taxpayer and dependent gets a $930 personal exemption. Virginia taxable income is federal adjusted gross income minus the deduction and exemptions, then taxed at the four bracket rates.
Because the 5.75% top bracket starts at just $17,000 of taxable income, the vast majority of full-time Virginia workers pay 5.75% on most of their income. Virginia is technically progressive, but with only $720 of tax collected across the first three brackets, the system behaves like a near-flat tax for ordinary earners.
No. Virginia does not tax Social Security benefits at all, which is a meaningful break for retirees. Virginia also offers an age deduction of up to $12,000 per person for taxpayers aged 65 and older, subject to income limits — this calculator does not include it, so retirees will see a lower real bill.
Yes, by exactly the state tax. On the same $75,000 salary a single filer keeps $61,592.50 in Texas and $58,094.10 in Virginia — a difference of $3,498.40, which is Virginia's state tax. Federal tax and FICA are identical in both states. Run both salaries through our Texas and Virginia paycheck calculators to compare line by line.
The 2%, 3%, 5% and 5.75% brackets and the $8,750 / $17,500 standard deduction come from the Virginia Department of Taxation's 2026 guidance, the federal brackets and $16,100 single standard deduction from IRS Revenue Procedure 2025-32, and the $184,500 Social Security wage base from the Social Security Administration's 2026 COLA fact sheet.