Published: 28 October 2026 · Updated: 28 October 2026
A single filer on a $75,000 salary in Georgia keeps about $58,599 per year — $4,883 per month after 2026 federal tax, FICA and Georgia's flat tax. Enter your own salary below.
Georgia's 2026 rate is a flat 4.99% — down from 5.19% in 2025 and 5.39% in 2024. One rate, one deduction, no local income tax: the calculator below shows exactly what survives each pay period, including the early-2026 withholding quirk.
Researched by MixKhazana Team · Last updated 28 October 2026 · Data: IRS Rev. Proc. 2025-32 (tax year 2026), SSA 2026 wage base, Georgia HB 463 via Georgia Department of Revenue
A Georgia paycheck has three deduction layers. Layer one: federal income tax — for 2026, a single filer subtracts the $16,100 standard deduction, then pays 10% on the first $12,400 of taxable income, 12% up to $50,400, 22% up to $105,700, and so on. Layer two: FICA — 6.2% Social Security to the $184,500 wage base plus 1.45% Medicare. Layer three: Georgia. Georgia now taxes income at a flat 4.99% after its own standard deduction ($15,000 single, $30,000 joint) — so a $75,000 single salary pays 4.99% on $60,000, which is $2,994. Georgia's flat-tax journey (5.75% top graduated rate, then 5.39% in 2024, 5.19% in 2025, 4.99% in 2026 under HB 463) is the fastest state-tax cut in the South.
One timing detail matters for 2026 payslips: because HB 463 was signed on 11 May 2026, employers withheld at 5.19% early in the year and switched to 4.99% after — the annual rate is 4.99%, so early over-withholding comes back on your 2026 return. Compare with our Florida paycheck calculator to see what zero state tax is worth.
Maya, single, earns $75,000 in Atlanta and is paid monthly in 2026:
For joint filers the widget swaps in Georgia's $30,000 joint deduction. Check your Georgia Form 500 for the exact result, including any retirement-income exclusion.
| Figure | 2026 value |
|---|---|
| Georgia state rate | Flat 4.99% (HB 463) |
| Georgia standard deduction (single) | $15,000 |
| Georgia standard deduction (joint) | $30,000 |
| Federal standard deduction (single) | $16,100 |
| Social Security | 6.2% to $184,500 |
| Medicare | 1.45% (all wages) |
A single filer on $75,000 in Georgia in 2026 keeps about $58,599 a year — $4,883 a month. Deductions are federal tax $7,670, FICA $5,738 and Georgia tax $2,994. Enter your own salary in the calculator above for a personal estimate.
Georgia charges a flat 4.99% for the full 2026 tax year under House Bill 463, with a $15,000 standard deduction for single filers ($30,000 joint). Note the timing quirk: the law was signed 11 May 2026, so employers withheld at 5.19% before that date and 4.99% after — any early-year over-withholding is credited on your 2026 return.
No. No Georgia city charges a local income tax, unlike New York City. Your Georgia deduction is just the flat state rate on income above the standard deduction.
For a single filer in 2026: 10% up to $12,400, 12% up to $50,400, 22% up to $105,700, 24% up to $201,775, 32% up to $256,225, 35% up to $640,600, and 37% above — applied to taxable income after the $16,100 standard deduction. Married couples filing jointly get double the thresholds and a $32,200 standard deduction.
FICA is 7.65% on wages: 6.2% Social Security on the first $184,500 of earnings and 1.45% Medicare on all wages, plus an extra 0.9% Medicare on wages above $200,000 for single filers. On a $75,000 salary, FICA totals $5,737.50.
Florida charges no state income tax at all, so it still wins on this line. Against South Carolina's graduated rates, Georgia's flat 4.99% on income above the deduction is competitive for most middle earners — compare with our Florida paycheck calculator to see the gap.
The federal brackets and the $16,100 single standard deduction come from the IRS tax inflation adjustments for tax year 2026 (Revenue Procedure 2025-32), the $184,500 Social Security wage base from the Social Security Administration, and Georgia's 4.99% flat rate with the $15,000/$30,000 standard deductions from House Bill 463 as administered by the Georgia Department of Revenue.