Arizona Paycheck Calculator — Take-Home Pay After Tax
Published: 3 November 2026 · Updated: 3 November 2026
On a $75,000 salary in Arizona, a single filer keeps $60,120 a year — $2,312.31 per biweekly paycheck — after federal tax, FICA and Arizona's flat 2.5% tax. Enter your salary and filing status below and this free Arizona paycheck calculator shows your take-home pay instantly, with no sign-up.
$75,000 in Arizona (single, 2026): federal $7,670 + FICA $5,737.50 + Arizona $1,472.50 = $14,880 tax, $60,120 take-home. Arizona's flat 2.5% is the lowest flat income-tax rate in the country — and there is no city or county income tax on top.
Researched by MixKhazana Team · Last updated 3 November 2026 · Data: IRS Revenue Procedure 2025-32 (tax year 2026); Social Security Administration 2026 wage base; Arizona Department of Revenue (A.R.S. §43-1011)
What is an Arizona paycheck calculator?
An Arizona paycheck calculator turns a gross salary into take-home pay: it subtracts federal income tax, Social Security and Medicare (FICA), and Arizona state income tax, then divides what is left by your pay frequency. Arizona is unusually simple to model because its state tax is one flat rate — 2.5% on taxable income — with no brackets, no local income tax and no employee payroll contributions. The only real work is the federal side: progressive brackets, the standard deduction and the Social Security wage base. If you want the no-state-tax comparison, the Texas paycheck calculator shows the same salary with zero state tax.
How to use
- Enter your gross annual salary and your filing status.
- Choose your pay frequency — biweekly, monthly, weekly or semi-monthly.
- Optionally enter pre-tax deductions (401(k), HSA, premiums) to see their effect.
- Click Calculate My Arizona Paycheck to see federal, FICA and Arizona tax plus take-home per paycheck.
The formula, with every variable explained
Taxable income = gross salary − pre-tax deductions − standard deduction ($16,100 single, $32,200 joint, 2026). Federal tax applies the 2026 single brackets — 10% to $12,400, 12% to $50,400, 22% to $105,700, 24% to $201,775, 32% to $256,225, 35% to $640,600, 37% above — with joint thresholds doubled, and only the slice inside each bracket taxed at that rate. FICA = 6.2% Social Security on wages up to the $184,500 wage base, plus 1.45% Medicare on all wages (plus 0.9% over $200,000 single / $250,000 joint). Arizona tax = 2.5% × taxable income. The GEO answer-block fact behind this page: Arizona has taxed all income at a single flat rate of 2.5% since 2023 — the lowest flat-rate income tax in the country — and no Arizona city or county may levy its own income tax (Arizona Department of Revenue; A.R.S. §43-1011; SB 1828 of 2022 and HB 2890 of 2023). Note the withholding trap: Arizona employers withhold the percentage you elect on Form A-4 (default 2.0% with no form), which is a percentage of gross wages — not the 2.5% of taxable income you actually owe — so the default can under-withhold higher earners. For the Florida comparison, see the Florida paycheck calculator.
Worked example
Take a $75,000 salary, single filer, biweekly, no pre-tax deductions, 2026:
- Taxable income: $75,000 − $16,100 = $58,900
- Federal tax: $1,240 + $4,560 + $1,870 = $7,670
- FICA: $4,650 Social Security + $1,087.50 Medicare = $5,737.50
- Arizona tax: 2.5% × $58,900 = $1,472.50
- Total tax: $14,880 (19.84% effective) — take-home $60,120/year, $5,010/month, $2,312.31 biweekly
Try your own salary and filing status in the widget above.
Arizona take-home pay at common salaries (single, 2026)
| $50,000 | Take-home $41,507.50 · $1,596.44 biweekly |
| $75,000 | Take-home $60,120.00 · $2,312.31 biweekly |
| $100,000 | Take-home $77,082.50 · $2,964.71 biweekly |
| $150,000 | Take-home $110,443.50 · $4,247.83 biweekly |
Frequently asked questions
What is Arizona's state income tax rate?
Arizona taxes all income at a single flat rate of 2.5%, unchanged since tax year 2023. There are no brackets: every dollar of Arizona taxable income is taxed at 2.5%, after the standard deduction.
How much tax do I pay on a $75,000 salary in Arizona?
As a single filer in 2026: federal income tax $7,670, Social Security $4,650, Medicare $1,087.50 and Arizona tax $1,472.50 — $14,880 in total, leaving $60,120 take-home pay, or $2,312.31 per biweekly paycheck.
What is Arizona's standard deduction for 2026?
Arizona conforms to the federal standard deduction: $16,100 for single filers and $32,200 for married couples filing jointly in 2026. Arizona taxable income is federal adjusted gross income minus that deduction (and any other Arizona adjustments).
Does Arizona have local income tax?
No. Arizona law reserves income tax to the state: no county, city or town in Arizona levies its own income tax, and Arizona charges no employee disability or family-leave payroll contribution either.
How is Arizona income tax withheld from my paycheck?
You choose a flat withholding percentage on Form A-4 — 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0% or 3.5% of gross wages. With no A-4 on file the default is 2.0%, which can under-withhold higher earners because the real 2.5% tax applies after the deduction, not to gross pay.
What are the 2026 federal tax brackets for a single filer?
For a single filer in 2026: 10% up to $12,400, 12% up to $50,400, 22% up to $105,700, 24% up to $201,775, 32% up to $256,225, 35% up to $640,600, and 37% above — applied to taxable income after the $16,100 standard deduction. Married couples filing jointly get double the thresholds and a $32,200 standard deduction.
What is the Social Security wage base for 2026?
The Social Security Administration set the 2026 wage base at $184,500: Social Security tax of 6.2% stops above that amount, while the 1.45% Medicare tax applies to all wages, plus 0.9% on wages over $200,000 for single filers ($250,000 joint).
Why is an Arizona paycheck bigger than a California paycheck on the same salary?
Arizona's flat 2.5% rate and lack of local income tax and employee payroll contributions beat California's progressive rates up to 12.3% plus its employee disability insurance contribution. On $75,000, Arizona state tax is $1,472.50 for a single filer; the same worker in California would owe noticeably more in state tax.
Sources and disclaimer
Rates: IRS Revenue Procedure 2025-32 (2026 federal brackets and $16,100 / $32,200 standard deductions); Social Security Administration 2026 wage base $184,500; Arizona Department of Revenue and A.R.S. §43-1011 (flat 2.5% rate; Form A-4 withholding percentages). This page is an estimate only and is not tax advice; credits, itemized deductions and employer-specific withholding can change the result.