Free Germany Kindergeld Calculator 2026 — €259 per Child

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Published: 12 November 2026  ·  Updated: 12 November 2026

Enter how many children you have and see your German child benefit in seconds — €259 per child per month in 2026, the same amount for every child, paid regardless of your income. The calculator also shows the proposed 2027 rise to €267, clearly marked as not yet law.

MixKhazana · Quick answer

Kindergeld is €259 per child, per month, in 2026. Two children mean €518 a month — €6,216 a year — paid by the Familienkasse until the child turns 18, or 25 while in education or training. The government has proposed €267 from January 2027, but the Bundestag had only held its first reading on 8 October 2026, so budget with €259 until the law is final.

Researched by MixKhazana Team · Last updated 12 November 2026 · Data: Familienkasse (Federal Employment Agency) Kindergeld leaflet, July 2026 edition — €259 per child per month in 2026; Federal Ministry of Finance draft Income Tax Reform Act 2027 (€267 proposal)

Eligible children: under 18, or under 25 in education or training.
The 2027 figure is a government proposal, not yet passed.
Use 6 months if your claim starts mid-year.
Example: With the default 2 children at the 2026 rate of €259, your Kindergeld is €518 a month — €6,216 a year. At the proposed 2027 rate of €267, the same family would receive €534 a month (€6,408 a year) — €192 more a year — if Parliament passes the rise.
Estimate only — not tax or benefits advice. Amounts use the Familienkasse 2026 rate of €259 per child per month. The 2027 figure of €267 is a government proposal in the draft Income Tax Reform Act 2027 (first Bundestag reading 8 October 2026) and is not law. Eligibility depends on residence status and the child's situation — the Familienkasse decides each claim.

How to use

  1. Enter your number of eligible children — under 18, or under 25 while in education or training.
  2. Pick the benefit year. 2026 uses the €259 rate that is in force; 2027 shows the proposed €267 rate.
  3. Choose full year or half year if your claim starts mid-year.
  4. Click Calculate My Kindergeld to see your monthly and yearly total.

How it works

Kindergeld is Germany's monthly child benefit, paid by the Familienkasse, the family benefits office of the Federal Employment Agency. Since 1 January 2026 it is €259 per child per month — the same amount for the first child and every additional child, regardless of your income. A family with one child receives €259 a month (€3,108 a year); two children €518 (€6,216); three children €777 (€9,324); four children €1,036 (€12,432). The benefit is paid until the child turns 18, or up to 25 while the child is in education, training or an equivalent situation. Foreign residents can qualify too, depending on residence status — the Familienkasse decides each claim, and claims can be backdated. The Elterngeld calculator covers the separate parental benefit paid after a birth.

Two 2027 changes are in motion. First, the government's draft Income Tax Reform Act 2027 would raise Kindergeld to €267 per child from January 2027 and €272 from 2028 — but as of November 2026 the bill had only had its first reading in the Bundestag, so it is not yet law and this calculator labels it clearly. Second, a law passed by the Bundestag on 9 July 2026 makes Kindergeld automatic: from March 2027 it will be granted without an application for the second and any further children of families already receiving it, with the first child following at the end of 2027. And a third, smaller change: the Early Start Pension (Frühstartrente) passed the Bundestag on 16 October 2026 would pay €10 a month into a retirement account for each child aged 6 to under 18 from 1 January 2027 — it still needs the Bundesrat's approval.

Kindergeld is not the only support to compare. The Kinderfreibetrag (child tax allowance) is €9,756 per child in 2026 for both parents combined (€4,878 each), rising to a proposed €10,056 in 2027. The tax office automatically applies whichever is better for you — Kindergeld or the tax allowance — in the annual Günstigerprüfung (more-favourable check). As a rule of thumb, Kindergeld wins for most middle-income families, while the allowance wins at higher incomes; the table below shows the break-even shape. Families on low incomes may also qualify for the Kinderzuschlag top-up of up to €297 per child per month in 2026 — a separate application to the Familienkasse.

Worked example

A family in Berlin with two children, both under 18, claiming for the full year 2026:

  • Kindergeld per child: €259/month
  • Monthly total (2 children): €518
  • Yearly total: €518 × 12 = €6,216
  • At the proposed 2027 rate (€267): €534/month, €6,408/year — €192 more
  • Kinderfreibetrag comparison: 2 × €9,756 = €19,512 tax-free allowance in 2026 — the tax office checks which is worth more to you

A family with four children receives €1,036 a month — €12,432 a year — at the 2026 rate. Try your own family size in the widget above.

The 2026 Kindergeld numbers at a glance

Kindergeld 2026 (in force)€259 per child / month
Kindergeld 2027 (proposed, not law)€267 per child / month
Kindergeld 2028 (plan)€272 per child / month
Paid untilAge 18, or 25 in education/training
Kinderfreibetrag 2026 (both parents)€9,756 per child / year
Kinderzuschlag top-up 2026Up to €297 per child / month

Sources: Familienkasse Kindergeld leaflet (July 2026 edition); Federal Employment Agency press release 42/2025; Federal Ministry of Finance, draft Income Tax Reform Act 2027 (first reading 8 October 2026); Bundestag, Early Start Pension Act (16 October 2026).

Frequently asked questions

How much is Kindergeld in Germany in 2026?

Kindergeld is €259 per child per month in 2026, the same amount for every child and independent of your income. That is €3,108 a year for one child, €6,216 for two children and €9,324 for three. The rate comes from the Familienkasse Kindergeld leaflet (July 2026 edition) and has applied since 1 January 2026.

Will Kindergeld increase to €267 in 2027?

It has been proposed, but it is not law yet. The government's draft Income Tax Reform Act 2027 would raise Kindergeld to €267 per child from January 2027 and €272 from 2028. The Bundestag held its first reading on 8 October 2026; until the law passes, €259 is the amount to plan with.

Until what age is Kindergeld paid?

Kindergeld is paid from birth until the child turns 18, or up to age 25 while the child is in education, training or an equivalent situation. The Familienkasse checks the child's status, and claims can be backdated within the legal limits.

Can foreigners living in Germany get Kindergeld?

Yes, depending on residence status. EU citizens working or living in Germany generally qualify, and many non-EU residents with a valid residence permit do too. The Familienkasse decides each claim on the residence and employment facts, and cross-border cases (children living abroad) have their own rules.

What is the difference between Kindergeld and Kinderfreibetrag?

Kindergeld is cash paid monthly (€259 per child in 2026). The Kinderfreibetrag is a tax allowance of €9,756 per child per year (both parents combined) that reduces taxable income. You do not get both in full: the tax office runs a Günstigerprüfung (more-favourable check) and applies whichever is worth more to you. Kindergeld usually wins for middle incomes; the allowance wins at higher incomes.

Do I still need to apply for Kindergeld in 2027?

From March 2027, no — for the second and any further children of families already receiving Kindergeld, it will be granted automatically under a law passed on 9 July 2026. The first child follows at the end of 2027. Until then, you apply to the Familienkasse as before.

What official sources are the Kindergeld figures based on?

The €259 rate comes from the Familienkasse Kindergeld leaflet (July 2026 edition) and the Federal Employment Agency. The €267 proposal for 2027 comes from the Federal Ministry of Finance's draft Income Tax Reform Act 2027, first read in the Bundestag on 8 October 2026. The €9,756 Kinderfreibetrag is the 2026 statutory figure.

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Your next step

Also check the Elterngeld parental-benefit calculator, the German salary after-tax calculator to see your full household net, and the 2027 Minijob calculator if you work part-time.

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Note: Projection only — not financial advice. Results are estimates; actual rates, taxes and fees vary.
Disclaimer: The information and estimates on this page are for general guidance only and are not professional financial, legal or medical advice — always verify with official sources before acting. Photos on this page are copyright-free originals, credited to the photographer and source with the licence noted.